It’s a type of cover that pays your private healthcare costs if you have a treatable condition.Whether it’s overnight hospital care, outpatient treatment, diagnostic tests, scans or aftercare, you get specialist private treatment when you need it, if it’s covered by your policy.This policy cover, you can be reassured that you’ll get prompt access to the healthcare and expertise that’s right for you.
If your business handles large amounts of cash, you need to think about how it would be affected if that money was lost or stolen. Combined policies usually provide cover for defined amounts, but cover for larger sums of money is a specialist field, especially if that cash is regularly taken off your premises, such as to and from the bank or your home.
An education policy is a life insurance product specially designed as a savings tool to provide an amount of money for your child's education, The funds can be used to pay for your child's higher education expenses. Under this policy, the child is the life assured, while the parent/legal guardian is the policy owner.
Marine insurance is the insurance taken to cover cargo (goods), hull (Vessels such as ships), as well as other incidental losses/liability when transporting goods, in international trade from country to county. Marine insurance applies to goods transported by sea and air and also extends to road and/or rail to final destination.
Motor insurance cover protects the insured against financial loss in the event that the motor vehicle is involved in an accident, burnt or stolen.
We offer 3 types of coverage:
a) Third Party: Covers third party bodily injury and property damage arising out of a vehicle accident.
b) Third party Fire & Theft: Cover extends to cover theft, fire, third party bodily injury and property damage.
c) Comprehensive: Covers third party liability and property damage to the vehicle.
The Electronic Equipment Insurance policy provides cover that is suitable for electronic items usually to be found in an office environment or in hospitals etc., electronic items that are not to be found in heavy industrial set ups. These will include computers, medical equipment’s (X-rays, radiology, weighing scales etc.), microscopes, PABX and other equipment’s. The policy protects the insured equipment against any unforeseen and sudden physical loss of or damage.
The Professional Indemnity insurance policy covers your business against losses that could result from professional malpractice. Examples of professionals we cover include, but are not limited to lawyers, valuers, engineers, auditors, medical practitioners and pharmacists.